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Who
we are...........nationally!
What we do....specifically!
Texas
group health insurance and "Economies
of Scale"
internet technology has
greatly changed the dynamics of buying
power for employers of all sizes.
This is especially true when securing
affordable health insurance coverage
for groups of employees. Whether
you are an employer or human resource
director, choosing affordable coverage
from your local resource (agent) has
become difficult at best. Now you can
have access to professionally licensed
life and health counselor and health
insurance professionals with national
clout.
Texas-Health-Insurance-Online.com has
teamed with AIM to bring you the
national volume of buying power for
group health insurance. Both
companies span across the country
providing coverage for thousands of
insured's (references
available upon request).
By simply visiting
with us today, you have the power of a
national life and health counselor,
health insurance agent and COBRA
administrator teaming together to
deliver you economies of scale that
results in lower group health
insurance pricing (even
with your current carrier)
while increasing your benefit
coverage. To receive a one hour free
consultation ($195 value) simply
contact us by completing request form.
In most cases, we will be able to
lower your costs and or improve your
benefits with little to no effort on
your part.
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We create a "rate
spreadsheet"
of available health
insurance carrier rates.
The insurance rates will
reflect the overall health
conditions and
demographics of your
company. Meaning it
just won't be a "quote".
It will be "guaranteed
quote". There is
a big difference between a
"quote" and a "guaranteed
quote". A "quote"
is just a basic rate. A "guaranteed
quote" is what you
really need to know up
front. Keep in mind that
we just don't calculate.
We do the necessary
homework in personally
meeting with the various
underwriters to make your
case and submit you
optimally for the very
best price. We'll rank
the carriers in order of
importance, to help you
decipher which carrier is
the best for the benefit
level you are looking for.
This really makes your job
easier! It is a
process we will walk you
through.
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Bid for The Best Offer:
After your review of the "rate
spreadsheet" that will
come to you via email.
You should identify at
least two favorable
insurance carriers.
We than take the second
step and help you apply
with both carriers.
This strategically puts
you into a competitive
situation where two
insurance carriers are
bidding over your case.
The best offer wins and
you simply accept or
reject! To read more
details about the strategy
we implement <Click
Here>
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We assist with your
company's transition into
the "winning insurance
policy" to assure
proper set up of all
pre-existing credits due
to you and assure nobody
suffers penalty through
the change process. "Pre-existing
credits" refer to
items such as
pre-existing conditions.
If you are replacing an
existing group health
insurance policy the new
insurance carrier has to
cover any medical
conditions present for
those that have been
covered continually for
twelve months which has
not had a lapse in
coverage greater than 63
days. |
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What are our fees?
You
pay nothing for our
services because we are
contracted by the largest
and most popular carriers
to take care of you with
the field underwriting as
well as continual policy
service for most group
sizes. If you are a
large employer and are
wishing life and health
counsel services please
indicate for bid request.
Large employers will
likely qualify for our
free COBRA administration.
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 Have
you consider appointing us to get
control of your
benefits and prices?
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